Mortgage lender in Burlington County, NJ

Buying in Burlington County

Burlington County, with its county seat in Mount Holly, takes in Mount Laurel, Moorestown, Cherry Hill area, Evesham, Willingboro, Bordentown and Medford. Stellar lends across all of New Jersey, and Burlington County files are handled from our Hamilton, NJ office by a licensed officer you can reach directly.

2026 conforming limit

$832,750

2026 FHA limit

$630,200 (one-unit, set by HUD)

Above that

Jumbo pricing

Closing handled by

attorney

State housing agency

NJHMFA (participating lender)

Your office

Hamilton, NJ

2026 limits for a one-unit property. Burlington County is not designated a high-cost area for conforming loans. Sources: FHFA conforming loan limit values and HUD FHA mortgage limits.

The 2026 baseline conforming limit is $832,750 nationally, and that is the figure that applies in Burlington County. Loans above it are jumbo, which means tighter reserves and different pricing.

Burlington County: Route 38 suburbs, Pinelands and Joint Base

Burlington County borders Mercer to the south and is a short drive from our Hamilton branch down Route 130 and I-295. Moorestown, Mount Laurel, Cinnaminson, Delran and Evesham along Route 38 and Route 73 are the county's established suburbs, with Cherry Hill's job market next door. Bordentown, Florence and Burlington City on the river are older and more affordable. Willingboro's Levitt-built ranchers are a long-standing first-home market. Medford, Shamong and Tabernacle sit in the Pinelands, where lots are larger, wells and septic systems are common, and the Pinelands Commission's land-use rules can affect what a buyer can do with a property.

Joint Base McGuire-Dix-Lakehurst occupies the county's eastern end, and VA loans are a bigger share of our Burlington County business than anywhere else in New Jersey. We handle VA appraisals, funding fee exemptions for disabled veterans and the base's PCS timelines regularly. Rural addresses in the southern and eastern townships also fall inside USDA's eligible area, which opens USDA financing with little or no money down for buyers who qualify.

Burlington County is in the Philadelphia metropolitan area rather than the New York high-cost group, so the conforming baseline applies. Attorney review follows the signed contract, and NJHMFA assistance pairs with FHA, VA, USDA and conventional loans for buyers within the agency's limits. Files are handled from our Hamilton branch by a licensed New Jersey officer.

Burlington County by the numbers

Median home value

$354,000 (Census Bureau, ACS 2020–2024, table B25077)

Typical property tax

About 2.26% of home value a year: median tax bill $7,983 on a median value of $354,000 (Census Bureau, ACS 2020–2024, table B25103)

Transfer tax

Realty Transfer Fee on a graduated schedule per $500 of the price, charged to the seller (New Jersey Division of Taxation)

Largest communities

Evesham Township, Mount Laurel Township, Willingboro Township, Pemberton Township (Census Bureau, ACS 2020–2024, table B01003)

The county median home value is $354,000. The 2026 one-unit conforming loan limit here is $832,750 and the FHA limit is $630,200.

Census figures are survey estimates for owner-occupied homes, not appraisals or tax quotes. We use the actual tax bill for the property when we quote.

Closing and programs in New Jersey

Closings in New Jersey are typically handled by an attorney. The closing process, state transfer and recording taxes and first-time buyer programs are covered on the New Jersey page. Property taxes are set locally; we take the figure from the tax record for the address.

Questions Burlington County buyers ask

Conforming limit shown is the 2026 FHFA figure for Burlington County. FHA limits and state agency caps are set by HUD and NJHMFA and change periodically. Verify on the official source. Not a commitment to lend.