Steve Umansky NMLS #61764

NMLS #61764 · Licensed in Pennsylvania, New Jersey, California, Delaware, Florida, Georgia, Illinois, Maryland, Massachusetts, Minnesota, New Hampshire, North Carolina, Ohio, South Carolina, Tennessee, Texas, Virginia, and Washington · Verify on NMLS Consumer Access

Stellar Mortgage Corporation · NMLS #2190975 · NMLS Consumer Access

4.92 · 505 verified reviews · Experience.com

First-time buyers
Real estate investors
Commercial and SBA
Refinance

Get pre-approved with Steve Apply now with Steve Text me Call (267) 241-9900

Direct (267) 241-9900
Email steve.umansky@stellarmortgagecorp.com
Languages English, Russian

How Steve works

More than two decades in mortgage lending, across residential, commercial, SBA, and hard money. That range matters when a file isn't straightforward: a self-employed borrower, an investment property, a renovation that has to be underwritten on the after-repair value.

First-time buyers, investors, and commercial buyers all get the same thing: plain-language advice, a real number early, and a direct line that stays open from the first call to the closing table. Not a queue, not a 1-800 number, not a different person every time you check in.

What to expect

A short form, then a call. Tell Steve what you are trying to do. No Social Security number and no pay stubs at this stage. Steve calls back, usually the same business day.
A real number. Steve runs your income, credit, and assets against the programs you actually qualify for, and tells you what your file supports and what it does not.
A letter agents take seriously. When you are ready to make an offer, the pre-approval letter is built on verified numbers, not a guess.
One person, start to finish. Steve stays on your file through underwriting, conditions, and closing. Same direct line the whole way.

Programs Steve works with

Full list: all loan programs. PHFA first-time buyer programs are also available through Steve.

What clients say

4.92 out of 5 from 505 verified client reviews on Experience.com

I had a great experience working with you throughout the entire loan process. You were always professional, responsive, patient, and helpful, and you made what could have been a stressful process feel smooth and easy.
Yelda A., North Wales, PA · September 2026
Steve is a highly professional banker, and he successfully resolved all significant issues to ensure the closure of my mortgage. The entire process was convenient and completely paperless.
Alexey K., Roseland, NJ · August 2026
I think the service was great because the entire mortgage process was smooth, professional, and well organized. Communication was excellent, everything was completed on time.
Mykola G., Glen Mills, PA · August 2026
You have professional team working for us. Thank you!
Olena Z., Philadelphia, PA · September 2026

Reviews are collected by Experience.com from clients after closing and shown here unedited. Read all 505 reviews for Steve.

Get pre-approved with Steve

Three quick steps, about a minute. No Social Security number, no pay stubs. Steve calls you back, usually the same business day.

Equal Housing Lender · NMLS #2190975 4.94★ · 1,361 verified reviews on Experience.com

“You were always professional, responsive, patient, and helpful, and you made what could have been a stressful process feel smooth and easy.”Yelda A., North Wales, PA · verified review on Experience.com

The basics

I want to Property ZIP code

Have you found a home? When do you expect to buy?

A few details (optional)

Purchase price, roughly Down payment

Property type First-time buyer?

Credit, roughly How you'll use it

How to reach you

First name Last name

Email Phone

Ready to go further? Open the full application (about 12 minutes).

Ready to go further? Start the full application and choose Steve Umansky as your loan officer. About 12 minutes.

Ready to see what you qualify for?

Get pre-approved Full application Call (877) 545-3811