Steve Umansky

NMLS #61764 · Licensed in Pennsylvania and New Jersey and DE and MD and VA · Verify on NMLS Consumer Access

First-time buyers
Real estate investors
Commercial and SBA
Refinance

Get pre-approved with Steve Call (267) 241-9900

Direct (267) 241-9900
Email steve.umansky@stellarmortgagecorp.com

How Steve works

More than two decades in mortgage lending, across residential, commercial, SBA, and hard money. That range matters when a file isn't straightforward: a self-employed borrower, an investment property, a renovation that has to be underwritten on the after-repair value.

First-time buyers, investors, and commercial buyers all get the same thing: plain-language advice, a real number early, and a direct line that stays open from the first call to the closing table. Not a queue, not a 1-800 number, not a different person every time you check in.

What to expect

A short form, then a call. Tell Steve what you are trying to do. No Social Security number and no pay stubs at this stage. Steve calls back, usually the same business day.
A real number. Steve runs your income, credit, and assets against the programs you actually qualify for, and tells you what your file supports and what it does not.
A letter agents take seriously. When you are ready to make an offer, the pre-approval letter is built on verified numbers, not a guess.
One person, start to finish. Steve stays on your file through underwriting, conditions, and closing. Same direct line the whole way.