Max Umansky

NMLS #2081609 · Verify on NMLS Consumer Access

First-time buyers
Investment property
Refinance to lower a payment or consolidate debt

Get pre-approved with Max Call (267) 629-1849

Direct (267) 629-1849
Email max.umansky@stellarmortgagecorp.com

How Max works

Max works primarily with first-time buyers and younger purchasers, including those weighing whether to buy at all. He is candid about the arithmetic, including the cases where waiting is the better financial decision.

He has closed hundreds of transactions for first-time buyers, seasoned investors, and homeowners refinancing to lower a payment or consolidate debt. He handles conventional, FHA, VA, and Pennsylvania housing agency programs, including K-FIT down payment assistance.

What to expect

A short form, then a call. Tell Max what you are trying to do. No Social Security number and no pay stubs at this stage. Max calls back, usually the same business day.
A real number. Max runs your income, credit, and assets against the programs you actually qualify for, and tells you what your file supports and what it does not.
A letter agents take seriously. When you are ready to make an offer, the pre-approval letter is built on verified numbers, not a guess.
One person, start to finish. Max stays on your file through underwriting, conditions, and closing. Same direct line the whole way.