Max Umansky NMLS #2081609
NMLS #2081609 · Licensed in Pennsylvania · Verify on NMLS Consumer Access
Stellar Mortgage Corporation · NMLS #2190975 · NMLS Consumer Access
- Direct (267) 629-1849
- Email max.umansky@stellarmortgagecorp.com
- Languages English, Russian
How Max works
Max works primarily with first-time buyers and younger purchasers, including those weighing whether to buy at all. He is candid about the arithmetic, including the cases where waiting is the better financial decision.
He has closed hundreds of transactions for first-time buyers, seasoned investors, and homeowners refinancing to lower a payment or consolidate debt. He handles conventional, FHA, VA, and Pennsylvania housing agency programs, including K-FIT down payment assistance.
What to expect
- A short form, then a call. Tell Max what you are trying to do. No Social Security number and no pay stubs at this stage. Max calls back, usually the same business day.
- A real number. Max runs your income, credit, and assets against the programs you actually qualify for, and tells you what your file supports and what it does not.
- A letter agents take seriously. When you are ready to make an offer, the pre-approval letter is built on verified numbers, not a guess.
- One person, start to finish. Max stays on your file through underwriting, conditions, and closing. Same direct line the whole way.
Programs Max works with
- ConventionalA conventional loan is a home loan that is not insured or guaranteed by FHA, VA, or USDA. If you have usable…
- FHAFHA is often the purchase path when savings are thin or credit is still rebuilding. The Federal Housing…
- VAIf you have VA home-loan eligibility, a VA-backed mortgage is often the lowest-cash way to buy a primary…
Full list: all loan programs. PHFA first-time buyer programs are also available through Max.
What clients say
Working with Max throughout our home buying process was truly one of the best experiences we could have asked for.
Courtney T. A., Oxford, PA · May 2026My loan officer, Maxym Umansky, made everything incredibly simple, and I'm grateful that I had the opportunity to work with him.
Petro H., Glenshaw, PA · July 2025It is important to have a reliable companion on a difficult path. Keeps promises, professional in his field.
Mikhail D., North Wales, PA · April 2025I appreciated the level of follow up to my questions and just in completing the process on time.
Brian F., Chadds Ford, PA · April 2026
Reviews are collected by Experience.com from clients after closing and shown here unedited. Read Max's verified reviews on Experience.com.
Get pre-approved with Max
Three quick steps, about a minute. No Social Security number, no pay stubs. Max calls you back, usually the same business day.
Equal Housing Lender · NMLS #2190975 4.94★ · 1,361 verified reviews on Experience.com
Ready to go further? Start the full application and choose Max Umansky as your loan officer. About 12 minutes.
Ready to see what you qualify for?