Oleg Lapko NMLS #2581640
NMLS #2581640 · Licensed in Pennsylvania · Verify on NMLS Consumer Access
Stellar Mortgage Corporation · NMLS #2190975 · NMLS Consumer Access
- Direct (267) 787-7014
- Email oleg.lapko@stellarmortgagecorp.com
- Languages English, Russian
How Oleg works
Oleg works with buyers who want the process explained thoroughly rather than summarized. He takes the time to walk through how a lender evaluates income, what reserves are for, and why two borrowers with the same salary can qualify for different amounts.
He handles purchase and refinance financing across conventional, FHA, and VA programs, and his measure of a good outcome is a client who understood every decision along the way.
What to expect
- A short form, then a call. Tell Oleg what you are trying to do. No Social Security number and no pay stubs at this stage. Oleg calls back, usually the same business day.
- A real number. Oleg runs your income, credit, and assets against the programs you actually qualify for, and tells you what your file supports and what it does not.
- A letter agents take seriously. When you are ready to make an offer, the pre-approval letter is built on verified numbers, not a guess.
- One person, start to finish. Oleg stays on your file through underwriting, conditions, and closing. Same direct line the whole way.
Programs Oleg works with
- ConventionalA conventional loan is a home loan that is not insured or guaranteed by FHA, VA, or USDA. If you have usable…
- FHAFHA is often the purchase path when savings are thin or credit is still rebuilding. The Federal Housing…
- VAIf you have VA home-loan eligibility, a VA-backed mortgage is often the lowest-cash way to buy a primary…
Full list: all loan programs. PHFA first-time buyer programs are also available through Oleg.
Get pre-approved with Oleg
Three quick steps, about a minute. No Social Security number, no pay stubs. Oleg calls you back, usually the same business day.
Equal Housing Lender · NMLS #2190975 4.94★ · 1,361 verified reviews on Experience.com
Ready to go further? Start the full application and choose Oleg Lapko as your loan officer. About 12 minutes.
Ready to see what you qualify for?